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Town of Ridgeland, SC
Police Department

One Town Square
P.O. Box 1719
Ridgeland, SC 29936
Emergency:
911

Office Phone:
(843) 726-7530

After Hours Phone:
(843) 726-7519


 
Our Mission:

The mission of the Ridgeland Police Department is to work in a true partnership with the citizens of Ridgeland to enhance the quality of life in our Town by raising the level of public safety through law enforcement, to reduce the fear, and incidence of crime.


In accomplishing the goals: Service will be our commitment, honor and integrity, our mandate.





July Topic:  

HOW TO SAFEGUARD AGAINST IDENTITY THEFT

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     Identity theft occurs when someone steals your personal information, your social security number, your checking or credit card numbers and then poses as you. The thief then has complete access to your money and they can and will spend it as they wish.

     It can take months and even years to undo the mess created by a thief in just days or even minutes. However, you can make it tougher for thieves to access your information. Below are some simple reminders of how to best protect yourself, your money, and your good name:

Do not give out personal information

Credit card numbers, social security numbers and other identifying numbers are already on file with the financial institutions you do business with. Legitimate business will not call you and ask for that information. Remember, if someone has a right to this information about you, they should already have it!


Report lost or stolen checks

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The numbers contained on your checks can give clear access to a thief. Always properly store cancelled checks and examine new checks to be sure none were stolen in shipment. Make sure you store them in a safe and secure location.


Destroy unused financial solicitations

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Before discarding unwanted junk mail, be sure to tear-up or shred them since they may contain information that a thief could use to steal your identity. Remember to safely destroy any types of financial statements or receipts since they also contain sensitive information.


Guard your ATM card and PIN

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While these types of cards can make life easier for you they can completely disrupt your life if they fall into the hands of a thief. Always guard your card and PIN and never leave receipts laying around. Also, never allow someone to stand behind you at a teller machine. Thieves are trained at watching the key pad for personal identification numbers.


Make sure your mailbox is secure

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Promptly remove mail when it has been delivered. Thieves often raid mailboxes to obtain credit card information or financial statements.

 

Contact the major credit reporting companies. These companies can tell you who or what company has accessed your credit report. A copy can be obtained for a small fee from the company. The three major companies are:


Equifax: (800) 685-1111
Experian: (888) 397-3742
TransUnion: (800) 916-8800

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If you have been a victim of identity theft, take these steps immediately:

  • Call police and file a report
  • Contact your bank(s) and financial institutions
  • Contact your credit card suppliers
  • Contact the Social Security Fraud Hotline at (800) 269-0271

  • If you are a victim of fraud or identity theft, contact each of the three national consumer reporting agencies. Ask each agency to place a fraud alert on your credit report, and send you a copy of your credit file. This is free if you are a victim of identity theft, if you have been denied credit, if you receive welfare benefits, or if you are unemployed. The three agencies are:
  • EquiFax
    P.O. Box 105873
    Atlanta, GA 30348
    Order Report: (800) 685-111
    Fraud: (800) 525-6285

  • Experian
    P.O. Box 596
    Pittsburgh, PA. 15230
    Order Report: (888)397-3742
    Fraud: (800) 311-4769

  • Transunion Corporation
    P.O. Box 34012
    Fullerton, CA 92834
    Order Report: (800) 916-8800
    Fraud: (800 )680-7289

The Federal Trade Commission (FTC) also has an identity theft affidavit to help you report information to companies using one standard form.

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Ridgeland Police Department, One Town Square, PO Box 1719, Ridgeland, SC 29936 | Phone (843) 726-7530

© 2013 Ridgeland Police Department. All rights reserved.